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Before applying for a private student loan, Citizens and Monogram recommend comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans.

The Union Federal® Private Student Loan is made by Citizens (“Lender”). All loans are subject to individual approval and adherence to Lender’s underwriting guidelines. Program restrictions and other terms and conditions apply. LENDER AND MONOGRAM LLC EACH RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. TERMS, CONDITIONS AND RATES ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

Union Federal is a registered trademark of Monogram LLC. Union Federal Private Student Loans are not offered in connection with the federal government or any lender other than Citizens. Monogram LLC is not an affiliate of Citizens. Citizens Privacy Policy, Monogram Privacy Information Request, Contact Us, Terms of Use.

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