A Union Federal® Private Student Loan, powered by Cognition Financial, gives you options so you can rest assured you’re doing the right thing for your future. Prequalify 1 today with no impact to your credit score.
Returning undergraduate student borrowers can rest easier knowing they’re more likely to be approved – they had an 86% recent approval rate when applying the following year for a subsequent Union Federal Private Student Loan with a cosigner. 2
Plus, we’ve made applying easier by creating a timesaving application process, just for returning borrowers. Prequalify for a Union Federal Private Student Loan today. Then come back next year and enjoy the benefits of the Returning Borrower Advantage. 3
Our fixed rates are currently lower than our major competitors. So if you need more money for school, it’s a great time to prequalify1 for a Union Federal® Private Student Loan! Don’t delay – PREQUALIFY and lock in your rate today!
Union Federal
4.43% – 14.66% APR†,♦, 9
SoFi
4.44% – 14.70% APR
Sallie Mae
4.50% – 15.49% APR
College Ave
5.05% – 16.99% APR
Discover
5.24% – 15.99% APR
*comparisons based on competitors’ websites as of 11/30/23, and are subject to change at any time.
Choose the loan that fits your needs:
A Union Federal Private Student Loan covers up to 100% of your school-certified cost of attendance, which typically includes things like tuition and fees, books and supplies, room and board, transportation and personal expenses.
Applying with a cosigner increases your chance of approval by 4 times, and if your cosigner has good credit history, you may get a better rate. A cosigner can be an eligible parent, guardian, friend, etc.
We now offer prequalification! 1 You and your cosigner can now quickly check your rate without any impact to your credit scores.
You can use this checklist to help you complete that process.
To speak with a Union Federal Private Student Loan Specialist: 866-513-8445
To email a Union Federal Private Student Loan Specialist: info@unionfederalstudentloans.com
A Union Federal Private Student Loan covers up to 100% of your school-certified cost of attendance, which typically includes things like tuition and fees, books and supplies, room and board, transportation and personal expenses.
Applying with a cosigner increases your chance of approval by 4 times, and if your cosigner has good credit history, you may get a better rate. A cosigner can be an eligible parent, guardian, friend, etc.
We now offer prequalification! 1 You and your cosigner can now quickly check your rate without any impact to your credit scores.
You can use this checklist to help you complete that process.
To speak with a Union Federal Private Student Loan Specialist: 866-513-8445
To email a Union Federal Private Student Loan Specialist: info@unionfederalstudentloans.com
With the Paying for College Scholarship Sweepstakes, Union Federal is sponsoring a $1,500 scholarship every month until March 31, 2023.11 It’s just one more way we’re working to ease the costs of higher education.