Resources – Union Federal Student Loans

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loan details
cosigners
resources
- Frequently Asked Questions
- Student Loan Guide
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Loan Details
Cosigners
Resources
- Frequently Asked Questions
- Student Loan Guide
Contact Us

loan details
cosigners
resources
- Frequently Asked Questions
- Student Loan Guide
contact us
Apply Now
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Before applying for a private student loan, Citizens and Cognition Financial recommend comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans.

The Union Federal^® Private Student Loan is made by Citizens (“Lender”). All loans are subject to individual approval and adherence to Lender’s underwriting guidelines. Program restrictions and other terms and conditions apply. LENDER AND COGNITION FINANCIAL CORPORATION EACH RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. TERMS, CONDITIONS AND RATES ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

Union Federal is a registered trademark of Cognition Financial Corporation. Union Federal Private Student Loans are not offered in connection with the federal government or any lender other than Citizens. Cognition Financial Corporation is not an affiliate of Citizens. Citizens is a brand name of Citizens Bank, N.A.Citizens. Privacy Policy, Cognition Financial Privacy Policy, Contact Us, Terms of Use.